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Your Will Does Not Cover Your Super: Estate Planning in Your 20s and 30s
Superannuation usually sits outside your will. Here is who decides where it goes, what a binding nomination does, and the four checks worth doing now.

Wesley Steer
Aug 313 min read


Your Tax Return Is Due 31 October: Five Things It Can Tell You About Your Money
Tax returns lodged by individuals are due 31 October. Beyond the refund, your return is a useful snapshot. Here are five things worth reading in it.

Wesley Steer
Aug 313 min read


Using Your Super to Buy Your First Home: The First Home Super Saver Scheme Explained
The First Home Super Saver Scheme lets you save for a home deposit inside super. Here is how it works, who is eligible, and what to watch out for.

Wesley Steer
Aug 313 min read


Your Super Now Arrives With Your Pay: What Payday Super Means for You
From 1 July 2026, employers pay super at the same time as wages. Here is what changed, why it matters, and how to check your super is actually arriving.

Wesley Steer
Aug 313 min read


Why Does the Value of My Super Fund Go Up and Down?
Super balances can rise and fall because of market movements, investment choices and asset allocation. Learn why it happens and what you can do.

Wesley Steer
Jun 263 min read


Unlocking the Mysteries of Your Super Statement
Super can be one of the most tax-effective ways to build wealth for retirement. Learn the main types of super contributions, how contribution caps work and when to seek advice.

Wesley Steer
Jun 263 min read


Super in Your 30s: It’s Important to Squeeze It In
Your 30s can be busy and expensive, but small super decisions now can make a big difference later. Learn why super still deserves attention.

Wesley Steer
Jun 263 min read


The "what, why and how" of contributing to super
Super can be one of the most tax-effective ways to build wealth for retirement. Learn the main types of super contributions, how contribution caps work and when to seek advice.

Wesley Steer
Jun 263 min read


Eliminating Sneaky Expenses
During a cost of living crisis, many Australians look for the obvious ways to cut expenses. Cancelling a streaming service, dining out less, switching brands at the supermarket, or delaying a non-essential purchase can all help. But sometimes the real budget goblins are hiding in plain sight. Sneaky fees, duplicate cover and forgotten charges can quietly increase your day-to-day living costs without you noticing. Individually, they may seem small. Across a year, they can add

Wesley Steer
May 163 min read


How to Create Savings While Paying Off Debt
Learn practical ways to build savings while reducing debt, from tackling high-interest debt first to using offsets, automation and small consistent habits.

Wesley Steer
May 154 min read


Harvesting Financial Success: 5 Ways to Grow a Stronger Financial Future This Spring
Spring is the ideal time to refresh your finances. Discover 5 practical ways to reduce debt, improve cashflow, invest wisely and protect your future.

Wesley Steer
May 153 min read


Zero-based budgeting: Making every dollar count
Zero-based budgeting might sound like an accounting term best left to big organisations, but it can also be a practical tool for managing personal finances. Originally developed in the late 1960s, zero-based budgeting has made a comeback as people look for more disciplined ways to manage money. Unlike traditional budgeting, which often uses the previous period’s spending as a starting point and increases it slightly, zero-based budgeting starts from scratch each time. That me

Wesley Steer
May 152 min read


Five Reasons to Refinance Your Home Loan
Refinancing your home loan could help reduce repayments, shorten your loan term, switch rate types, consolidate debt or access equity. Here are five reasons to review your mortgage.

Wesley Steer
May 34 min read


What to Do With Your Money After Christmas: A Smart February Reset for Young Australians
Overspent over Christmas? Here’s a clear, practical February money reset for young Australians—covering cash flow, savings, investing, and next steps.

Wesley Steer
Mar 23 min read


Why does the value of my super fund go up and down?
Wondering why your super goes up and down? Learn how shares, market movements and diversification impact your super balance and what you can do about it.

Wesley Steer
Mar 12 min read


Is Household Debt Consuming You?
Australian household debt is among the highest in the world. Learn the difference between good and bad debt, warning signs to watch for and how to take back control.

Wesley Steer
Mar 12 min read


Should Young Australians Save for a House or Stick to Renting
Deciding whether to save for a house or continue renting is one of the biggest financial questions facing young Australians today.

Wesley Steer
Feb 244 min read


Why “Doing Nothing” With Your Money Is Riskier Than You Think
Leaving money idle feels safe—but inflation and missed opportunity say otherwise. Here’s why young Australians need a clear investment strategy.

Wesley Steer
Jan 191 min read


The 2026 Wealth Reset: How Young Australians Can Build Momentum This Year
Kickstart 2026 with a simple, strategic wealth plan tailored for young Australians. Learn how to build momentum through cashflow systems, smart investing, and future-proof financial habits.

Wesley Steer
Dec 9, 20252 min read


Your Summer Money Reset: Five 90-Minute Sessions to Set Up 2026
Use the Christmas–New Year break to reset money systems: automate saving, tidy super, review insurance, and set clear goals for 2026.

Wesley Steer
Nov 5, 20252 min read
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