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The 2026 Wealth Reset: How Young Australians Can Build Momentum This Year
Kickstart 2026 with a simple, strategic wealth plan tailored for young Australians. Learn how to build momentum through cashflow systems, smart investing, and future-proof financial habits.

Wesley Steer
4 days ago2 min read


How Much Should Young Australians Be Investing Each Month? A Clear Framework for 2026
Confused about how much you should be investing? This 2026 framework gives young Australians a simple, tailored way to calculate monthly investment contributions with confidence.

Wesley Steer
5 days ago2 min read


Your Summer Money Reset: Five 90-Minute Sessions to Set Up 2026
Use the Christmas–New Year break to reset money systems: automate saving, tidy super, review insurance, and set clear goals for 2026.

Wesley Steer
Nov 52 min read


Silly-Season Spending Plan: Enjoy Christmas Without the Debt Hangover
A simple Christmas money plan for young Australians—gifts, parties, travel and Boxing Day sales—so January isn’t payback month.

Wesley Steer
Nov 52 min read


Rentvesting in Australia: How to Live Where You Love and Invest Where It Makes Sense
Can’t afford to buy where you want to live? Rentvesting lets you rent in your ideal suburb and invest in a growth market. Here’s how to do it right.

Wesley Steer
Nov 52 min read


HECS-HELP Indexation: What It Is, When It Hits, and Smart Ways to Get Ahead
The gist Student debt doesn’t charge interest, but it does grow with inflation via indexation each year . For many young Australians, this surprise growth can sting—especially in high-inflation years. Here’s how indexation works, when it applies, and what you can do about it (without sacrificing your bigger goals). How HECS-HELP grows Indexation, not interest: Your balance increases once a year by the indexation rate, which tracks inflation (CPI). The key date: Indexation i

Wesley Steer
Nov 52 min read


The Importance of Tailored Financial Advice
Managing your money well is one of the smartest moves you can make in your 20s and 30s. It sets the foundation for a secure and comfortable future. But financial planning is not a one-size-fits-all game. Your goals, lifestyle, and challenges are unique. That’s why customised financial advice matters so much. It helps you make decisions that fit your life perfectly, not just generic tips that might not work for you. When you take control of your finances with a plan tailored

Wesley Steer
Sep 234 min read


10 Common Financial Myths Busted!
From debt to investing, we break down the biggest money myths holding Australians back from financial success.

Wesley Steer
Sep 21 min read


Is Household Debt Consuming You?
Learn the difference between good and bad debt and discover smart ways to take back control of your finances.

Wesley Steer
Sep 21 min read


Essential Financial Strategies for Today’s Freelancers
Freelancers can thrive with smart budgeting, tax planning, and financial safety nets. Discover key strategies for stability.

Wesley Steer
Sep 21 min read


Stop Resting on Your (High-Income Earner) Laurels
From debt to investing, we break down the biggest money myths holding Australians back from financial success.

Wesley Steer
Sep 21 min read


8 Common Financial Mistakes People Make in Their 30s
Your 30s are full of big life decisions. Avoid these financial traps and set yourself up for long-term success.

Wesley Steer
Sep 21 min read


Property vs Shares: Which is Right for You?
Explore the pros and cons of property and shares—risk, yield, supply/demand, and value—and learn how a balanced approach can work for you.

Wesley Steer
Aug 282 min read


Protecting Your Income: What Happens if You Can’t Work?
Your ability to earn is your most valuable asset. Learn how income protection works and how to tailor a policy that helps keep your plans on track.

Wesley Steer
Aug 282 min read


Smart Ways to Build Wealth and Grow Passive Income
Most people are familiar with the idea of working hard for their money. But financially smart people have a different and more strategic mindset. They make their money work hard for them. You too can use any surplus from your employment income to create passive income streams and valuable assets. Once you have mastered the tools and the techniques, you’ll be able to watch both your income and your capital grow consistently. Money Begets Money in Passive Investment Income Stre

Wesley Steer
May 273 min read


Strategies to Avoid Lifestyle Inflation
Are you tempted to spend more when you get a pay rise, or if you feel that the value of your home has increased? If so, you could be the victim of lifestyle inflation, which can put your financial security at risk. Discover 6 tips for avoiding this lifestyle creep, and keep your financial future on track.

Wesley Steer
May 133 min read


Make the Most of a Market Downturn: Smart Investing Tips
In recent years, market volatility has once again tested the nerves of investors. From the post-COVID recovery to ongoing geopolitical...

Wesley Steer
Apr 293 min read


Tips for a Successful Start-Up Business
While many Australians aspire to entrepreneurship, only a fraction take the leap - often due to funding challenges, regulations, or economic concerns. This article discusses key considerations, government support, financial planning, and cash flow management strategies to help you turn your business idea into reality.

Wesley Steer
Apr 153 min read


WAIT! Before You Buy That…
Every time you spend money, you’re making a choice about your future. Will this purchase bring lasting value to your life, or is it just...

Wesley Steer
Apr 13 min read
2025–26 Federal Budget Recap
“To ensure more Australians earn more – and keep more of what they earn.” That was the core promise from Treasurer Jim Chalmers in this...

Wesley Steer
Mar 263 min read
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