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The gist Student debt doesn’t charge interest, but it does grow with inflation via indexation each year . For many young Australians, this surprise growth can sting—especially in high-inflation years. Here’s how indexation works, when it applies, and what you can do about it (without sacrificing your bigger goals). How HECS-HELP grows Indexation, not interest: Your balance increases once a year by the indexation rate, which tracks inflation (CPI). The key date: Indexation i

From debt to investing, we break down the biggest money myths holding Australians back from financial success.

Freelancers can thrive with smart budgeting, tax planning, and financial safety nets. Discover key strategies for stability.

From debt to investing, we break down the biggest money myths holding Australians back from financial success.

Your 30s are full of big life decisions. Avoid these financial traps and set yourself up for long-term success.

This article discusses how major life events can impact your superannuation and how you can protect it. It highlights the importance of bene

Personal insurance is essential as it provides financial protection in case of unforeseen events such as death, permanent disability & more.

Living close to the credit limit has become the norm for many people and spending can quickly get out of hand.

If you feel overwhelmed by debt, you’re not alone. But with dedication and a smart strategy, you can get your cash flow back in the black.