NEWS & UPDATES

Tax returns lodged by individuals are due 31 October. Beyond the refund, your return is a useful snapshot. Here are five things worth reading in it.

Zero-based budgeting might sound like an accounting term best left to big organisations, but it can also be a practical tool for managing personal finances. Originally developed in the late 1960s, zero-based budgeting has made a comeback as people look for more disciplined ways to manage money. Unlike traditional budgeting, which often uses the previous period’s spending as a starting point and increases it slightly, zero-based budgeting starts from scratch each time. That me